Technology

The Orchestration Layerfor African Payments.

MomoMe's architecture is designed to connect many providers behind a single interface — routing each transaction through the appropriate payment, FX and settlement infrastructure.

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Platform capabilities

Six core systems.

Orchestration Engine

Connects multiple payment and financial infrastructure providers.

Routing

Determines the appropriate transaction path.

Partner Connectivity

APIs connecting banks, mobile-money networks, PSPs and other providers.

Transaction Management

Track transaction lifecycle.

Reconciliation

Connect transaction records across multiple infrastructure providers.

Risk Infrastructure

Support compliance and transaction monitoring.

Architecture

The geography behind the connections.

Our technology is built for a pan-African network. Explore the continent-wide vision or focus on Ghana, Cameroon and Nigeria, the starting markets for our collection and payout partnerships.

United Republic of TanzaniaWestern SaharaDemocratic Republic of the CongoSomaliaKenyaSudanChadSouth AfricaLesothoZimbabweBotswanaNamibiaSenegalMaliMauritaniaBeninNigerNigeriaCameroonTogoGhanaIvory CoastGuineaGuinea-BissauLiberiaSierra LeoneBurkina FasoCentral African RepublicRepublic of the CongoGabonEquatorial GuineaZambiaMalawiMozambiqueeSwatiniAngolaBurundiMadagascarGambiaTunisiaAlgeriaEritreaMoroccoEgyptLibyaEthiopiaDjiboutiSomalilandUgandaRwandaSouth SudanGhanaAccra · GHSNigeriaAbuja · NGNCameroonYaoundé · XAFATLANTIC OCEANOne Africa. One connected future.

North · West · Central · East · Southern Africa · Island markets

Country boundaries: Natural Earth. Dotted links show our continent-wide ambition; highlighted starting markets show the initial focus. These are illustrative plans, not confirmed service coverage.
01

Collection

  • Mobile Money
  • Bank
  • PSP
02

Orchestration

  • MomoMe
03

FX & Liquidity

  • FX Providers
  • Liquidity Partners
04

Settlement

  • Banking Rails
  • Approved Digital Settlement Rails
  • Blockchain Infrastructure
05

Payout

  • Mobile Money
  • Bank

Risk & compliance

Built With Compliance in Mind.

Cross-border payments require strong regulatory and risk controls. Madiba Digitals intends to work with appropriately licensed, registered or regulator-approved financial infrastructure providers.

KYC

AML

Transaction Monitoring

Fraud Detection

Sanctions Screening

Transaction Limits

Audit Trails

Reconciliation

Data Protection

Africa Already Has the Networks.We Are Building the Connections.

Madiba Digitals is building the technology layer that connects Africa's financial networks, one corridor at a time.

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